Basics of Supplemental Security Income (SSI)

Supplemental security income (SSI) is a program supported by the federal government. It is designed for the people who- for various reasons- are not able to income enough money and have limited resources to manage their livelihood.
Eligibility:
People need to meet certain criteria to be able to receive Supplemental Security Income (SSI). Among them the main eligibility requirements are mentioned below:

  • ·         Age should be above 65
  • ·         He/she is blind
  • ·         He/she is medically disabled
  • ·         Earn below a certain threshold level
  • ·         He/she has limited resources etc.





 A person may qualify for the supplementary security income, if he/she can prove one of the conditions mentioned above with proper documentation; let us break it down further-

Age:
For senior citizens, SSI program offers financial support if he/she can prove his urgency. According to the rules, a senior citizen of an age above 65 years may become eligible for receiving SSI support even if he/she is not physically/mentally disabled.

Disabled or Blind:
For a successful SSI disability claim, one should fulfil the criteria of a disabled person defined by Social Security Administration (SSA). If he/she can be considered as a disabled person according to the definition of SSA, then he/she might be qualified for the Supplemental Security Income. In short- the SSA defines disability as any mental or physical problem which limits someone from earning a certain amount of money (for example- 1,090 USD per month for disabled and 1,820 USD per month for a blind person)

Income and Resources:
If the income of a person is below a certain limit, then he/she may become eligible for the SSI. This limit depends on various things like- the state where he/she lives, type of his/her income etc. This threshold policy also applies to the resources the applicant possesses. In order to be able to receive SSI, one should have a limited amount of resources. Under different circumstances, this threshold amount for resource varies differently.

SSI and social security disability:
Though both the SSI and social security disability benefits offer financial support for medically disabled persons, there are some basic differences between these two. For example- the SSI fund is different from that of the social security fund. Also- becoming eligible for social security disable benefits doesn’t depend on the income level of an individual; rather if he/she can prove and show a considerable legitimate medical disability, he/she may become eligible for social security disability benefit. But in case of SSI, the income level is important. If the income level is above the threshold, one may become non-eligible for receiving SSI.

However, a person may become eligible for both the social security disability benefits and the SSI at the same time which is called as concurrent benefits.
So, if you think, you are the right person for receiving SSI, you may apply for it right away! For your kind information, the application process is entirely free of charge. Please visit the following link to know more about the application procedure-

https://www.ssa.gov/ssi/text-apply-ussi.htm
Good luck!

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