What
is social security disability benefit?
Social
security disability benefits are
designed for those who has medical constraints which limit income from work and
damage their ability to do jobs. For continuously 12 months, if that physical
or mental illness makes you incapable of doing jobs, you may claim your
disability benefits. Under social security system, these type of disabled
people receive economical support which may act as an income source in times of
their financial difficulty.
How
would a person know whether he/she is eligible to receive the social security
disability benefits? If he/she is so, then what to do? Let us walk through the
questions one by one-
What
are the criteria for social security disability?
In
short, the answer could be- if you can prove with proper documentation that a
medical condition is limiting your ability to do work, then you may be eligible
for receiving the disability benefits. Now, mainly two things are considered as
far as the medical condition is concerned-
·Severity- this thing is determined based on the question that- whether your physical/mental
inability is problematic for doing work? If the answer is yes, then your case
will be qualified for further analysis, otherwise not.
·
Type-
the social security administration (SSA) has a list of medical conditions,
where the conditions are considered as medical disabilities. If your problem is
also in that list of disabling conditions, your case will be considered for
further analysis. However, if your medical disability doesn’t match exactly,
then the authority determines the equivalence. If your condition is equivalent
in medical severity and in importance to a condition mentioned in the SSA list,
your case will be qualified for further analysis, otherwise not.
Apply for
disability insurance
Application for
social security disability benefits is a complex process. Thus you have to have
necessary documents before you apply. You should gather as many information
about your medical condition as you can, so that your claim is solid and has a
less chance to be denied.
When should you
apply?
The answer is
predictable- as soon as you become disabled. If you do not delay your
application, the earlier you may receive your benefits.
What types of
document do you need to submit?
Documents that
contain information about you; for example- your social security number, proof
of your age, summary of your work etc. If you can provide this type of
documents along with the medical records, it would be very supportive for the
authority to process your claim. Please note- the medical records include
details about your doctors, clinics, medications, diagnosis results etc. For
more information on this, please visit- https://www.ssa.gov/planners/disability/dapply.html
How to apply?
You may apply online, by telephone or by mail-
whichever method is convenient for you. You may also apply in person in the
nearby social security office.
How long does it take to
process an application?
This depends on several
things like whether you have provided enough documents along with your
application etc. The more necessary and relevant documents you submit, the less
time it requires to process your disability benefit claim. In general however-
it takes from three to five months.
Good luck!
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